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Employee Benefits


Employee Benefits Information

Employee Benefits

In partnership with OneDigital Insurance
www.onedigital.com

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Health Care Reform Resource  Center

We Are Better Than The Rest

    As an independent agent and broker we work for you and your employees. Our direct access to virtually all of the insurance companies in this market enables us to design the very best employee benefits program satisfying the unique goals and requirements of your business. We know the importance of your employees and we understand the value of providing an employee benefits program that attracts and retains great employees.

Our goal is to design an employee benefits program that meets all your objectives – including cost.     

    As an employer providing a health plan, we know how difficult it is to select a plan that suits the needs of everyone. In some cases, combinations of HMO, EPO, POS and/or PPO plans are the answer. No single plan is right for every company. We will work with you to design an employee benefit program that provides the coverage, flexibility and cost-savings that your company and your employees are looking for.


Communication Is The Key . . .

    Most employees are not aware of the great lengths employers go through when selecting an employee benefits plan. We have several effective ways of communicating the specifics of your new plan to your employees:

  • Hard Copy Presentations
  • Employee Meetings
  • Electronic Media
  • And More …

    The key to smoothly transitioning from one plan to another is effective communication. This is one of our greatest strengths.


                  

                                                                                 

Unmatched Claim Support ...

    Our agents are trained in all areas of support. In a claim situation, we’ll respond quickly to your coverage questions and concerns. Often, it takes the agent’s involvement to work through a marginal claim or coverage situation - WE GET INVOLVED.

Cost is Critical ...

    The cost of your group medical plan alone can consume your companies entire employee benefits budget. At the very least, you should review your medical plan options on an annual basis. As your agent, we’ll review all your employee benefit plans each and every year (you don’t have to ask ). We’ll make sure you’re getting the best plans at the most competitive prices.

View Sample Costs

There is No Limit ...

     We provide access to local, national and international insurance companies. This enables us to present you with all viable options for your organization. Furthermore, we’ll explain all your options to you so that you are making informed decisions.

Employee Benefit Products

  • Group Medical and Dental Plans
    • Fully-Insured vs. Self-Insured
    • HMO, EPO, POS and PPO
    • Domestic & International
  • Group Life & AD&D, STD and LTD Plans
    • Voluntary or Employer Paid
  • Group Long Term Care
  • Retirement Plans / 401K
  • Executive Benefits
    • Key Man Life & Disability
    • Deferred Compensation
    • Split Dollar
    •Long Term Care
  • Cafeteria / Flex Plans
    •Premium Only Plans (POP), Section 125
    •Unreimbursed Medical Expenses
    •Vision
    •Dependent Care
 
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